Best Personal Finance Offers in Canada
verified_user Updated for November 2024
The best chequing accounts, credit cards, and digital banks for Canadians. We compare bonuses, fees, and interest rates to help you save more.
Editor's Choice
Wealthsimple
star
star
star
star
star
4.9/5
Welcome Bonus
$250 Cash
- check_circle 4.0% interest on your cash balance
- check_circle Commission-free stock & ETF trading
T
Tangerine
star
star
star
star
star_half
4.5/5
Limited Time
6.00% Interest
- check_circle $0 monthly fees on chequing
- check_circle Access to 3,500+ Scotiabank ATMs
KOHO
KOHO
star
star
star
star
star
4.2/5
Referral Bonus
$20 Reward
- check_circle Earn 1% cash back on everything
- check_circle Build credit for just $10/month
Expert Advice
How we choose our top picks
Our editorial team analyzes over 50 Canadian financial products monthly. We prioritize low fees, high interest rates, and CDIC/CIPF protection to ensure your money is both growing and safe.
lightbulb
Pro Money Tip
Consider "laddering" your savings across multiple high-interest accounts to stay below the $100,000 CDIC protection limit while maximizing introductory bonus rates.