Guides

Plain answers to the questions Canadians ask before signing up: is it safe, how is my money protected, and what do I actually get. Every fact is checked against the company’s or regulator’s own pages.

Safety guides

Is the app you're about to join safe? How CDIC, CIPF and each company's own protections cover your money, taken from their own pages.

Safety guide

Is Wealthsimple Safe?

How CDIC, CIPF and Wealthsimple's own insurance protect each account, and what none of them cover.

Wealthsimple logo Reviewed September 2026

Safety guide

Is Questrade Safe?

How CIPF protects each Questrade account category, what the Online Security Guarantee covers, and what nothing covers.

Questrade logo Reviewed September 2026

Safety guide

Is KOHO Legit?

Who holds your KOHO money, when CDIC covers it, and how the card and your account are protected.

KOHO logo Reviewed September 2026